Condo, PUD, Co-op: What's the Difference?

Blog Post Image
Real Estate

In the Triangle areas  of North Carolina Raleigh Durham Chapel Hill 

There are so many options of buying a home a place to live or invest... There are types of ownership as well. I was looking up to clearly define the difference in ownership .... what are they  a condo a Co-op  etc.  In my 14+ years as a real estate agent I have not come across a co-op in North Carolina . I did however, when i was selling Real Estate in Montclair NJ a LONG time ago , there are co-op buildings that I worked with buyers and sellers. so I found this definition below.  

Condo, PUD, Co-op: What's the Difference?

Condos: Walls, floors, and ceilings owned by all residents; HOA dues; covenants, conditions, and restrictions; value depends on the desirability of entire development.

Planned Unit Development (PUD): Individuals own structure and some land.

Co-op: Corporation made up of all tenants; larger units have more power in how building is run; fees for taxes, mortgage, repair, improvement; heavy scrutiny of financial, personal history.

Townhome: Not a form of ownership, but a term for an attached row house.

Advantages of each: Prices often lower than for single-family home; maintenance minimal or nonexistent; safety in “cluster” environment.

Disadvantages: HOA dues; CCRs may be complex.

 

 

If you are ready to start looking ,,,, actually if you are thinking about selling o r buying in the future now is the time to talk ....919-413-0825 text/talk